TFSA

Are you looking for an investment that provides tax benefits for saving? AWealth offers TFSA in Mississauga to help you reach your savings and investment goals. TFSA is a flexible account that is designed to help you save money by providing significant tax benefits. Earnings in a TFSA such as investment income including dividends and capital gains are not taxed in most cases even when its withdraw. However, TFSA with a substantial gain could be taxed. Contributions made to a TFSA are not deductible for income tax purposes unlike contributions to a RESP. A TFSA can contain cash and/or other investments such as bonds, mutual funds or guaranteed investment certifications (GICs).

*Mutual funds provided by Carte Wealth Management Inc. **Life Insurance products & services provided by Carte Financial Services Inc. and Kabis & Associates Inc.

Find out how a TFSA account can maximize your potential income?

Let’s discuss your TFSA Plans

Book Consultation

BENEFITS OF TFSA

CONTRIBUTE UP TO $6,000 TAX-FREE

You can contribute up to a $6,000 tax-free to a TFSA in 2021. The cumulative TFSA room is $75,500 for 2021.

NOT REQUIRED TO HAVE EARNED INCOME

You are not required to have earned income to contribute to a TFSA.

WITHDRAW MONEY FOR ANY REASON

You can withdraw any money for any reason without being taxed from a TFSA.

VARIETY OF INVESTMENT OPTIONS

You can choose from a variety of investment options such as bonds, mutual funds, savings deposit, and guaranteed investment certificates (GICs).

DO NOT LOSE THE CONTRIBUTION ROOM WHEN YOU WITHDRAW

You do not lose the contribution room if you make a withdrawal. However, you need to wait until next year to re-contribute the money to your TFSA.

PROVIDE FUNDS TO YOUR SPOUSE TO CONTRIBUTE

You can provide funds to your spouse so they can contribute to a TFSA without being subjected to income attribution rules.

CARRY FORWARD UNUSED CONTRIBUTION ROOM

You can provide funds to your spouse so they can contribute to a TFSA without being subjected to income attribution rules.

INVESTMENT RETURNS ARE NOT TAXED

Your contribution are not tax-deductible. However, investment returns earned in a TFSA are not taxed even when they are withdraw.

Find out which Investment Plan is right for you?

Let’s discuss your Investment Plans

Book Consultation

TYPES OF SEGREGATED FUNDS:

AWealth has an extensive and trustworthy network of financial partners in Canada to meet your investment, insurance, and mortgage needs.

TAX FREE SAVINGS ACCOUNT (TFSA)

A guaranteed investment is a fantastic asset. Guaranteed investment gives you the growth of a GIC as well as the tax benefits that come with RRSPs.

You will get one of the best interest rates on the marketing and without any fees or service charges.

CLIENT TESTIMONIALS

We have a large number positive 5 star client reviews

Bryan Gilbert

2022-05-04

Worked with Andrei Tasevski, to get my first mortgage. He is incredibly knowledgeable and taught me a lot. He explained everything about the mortgage process and helped make me feel confident. I would highly recommend Andrei for anyone looking for a mortgage. Bryan

Jay Bhagatwala

2022-01-24

Andrei (Carte Financial Services Inc.) helped me a lot in transferring my existing mortgage to different lender. He provided amazing rates for the same. He is honest, timely and reliable , knowledgeable person. I would highly recommend Andrei for mortgage, RRSP, MFs, TFSA and other financial investments. Thanks Andrei for everything.

Mandeep Singh Ahluwalia

2022-01-23

Andrei from Awealth has helped me and my family with our financial needs. Andrei has constructed an investment portfolio for our TDSA and RRSP accounts that is outperforming the benchmark. Also, Andrei has set up a risk management plan that has our family fully protected from unforeseen events. Andrei is trustworthy, knowledgeable, patient and most of all a human who cares for other humans. I highly recommend Andrei as a trusted Financial Advisor.

Prashant Warrier

2022-01-22

I have been working with Andrei to help me with my financial planning. We have been working together for over a year and what I really like about him is his ability to explain the pros and cons of the investment, looking at the overall picture in terms of his clients financial position, goals,.risk appetite and charting out a roadmap to achieve the financial goals. Look forward to a working with him closely to achieve financial goals in the coming years! Thank you Andrei for all your help.

trudel dorcine

2021-10-21

Andrei from Awealth has been my Financial Advisor for over 7 years I was working with the banks before but Andrei's knowledge and understanding of my needs is way beyond anything else I had experienced before. Portfolio is rock solid, returns are over delivering year of year and I have a written financial plan, again something that the bank never offered me. I strongly reccomed you to connect with Andrei.

Rose Lefebvre

2021-07-21

My fiancé and I remortgaged our home. I can’t begin to explain what a help Andrei is not only did he find us the best rate but he was able answer any question we had. Very flexible with time (my fiancé and I work odd hours) and very knowledgeable. This was the best choice we made. He’s very friendly and got things rolling pretty quickly. I’d recommend him to anyone and everyone. It’s honestly the most stress free decision you’ll ever make.

Marvin Torreno

2021-02-04

I’ve been investing with Andrei and AWealth for many years. I have 3 children and he setup RESP investments for all 3. He was very helpful and explained the process entirely. I also had my RRSP investments scattered with many banks. Andrei helped me consolidate all of my RRSP investments. On top of that, I am seeing much greater growth now that he is managing my investments (versus what I was getting at the bank). I highly recommend Andrei and AWealth!!

Kavita koundinya

2021-01-04

Andrei recently helped me and my husband refinance our mortgage and is professional, easy to work with and incredibly patient! The whole process was smooth and needless to say we will be coming back to him for any future financial services. Thanks, Andrei and we wish you continued success!

Hillditch D'Souza

2021-01-04

Andrei’s integrity and strong financial planing acumen is helping guide our vision towards our goal in a balanced and pragmatic way.

Damien Northmore

2020-08-05

referred to me by a dear colleague, Andrei has been an excellent financial advisor! Andrei helped me and my family create a financial plan that includes managing my RRSP, TFSA and Non Registered accounts. ( also points for taking full advantage of an Investment Loan program that I didn't know exist) Also he helped set up an amazing RESP provider that bonuses my child's education fund by 15% each year. Not to mention that he was able to provide better life insurance coverage compared to my previous policies. In terms of cash, I've seen some great returns too. He's a great guy and very responsive and happy to answer any questions I have. Highly recommend!