RRSP

Are you looking to invest your retirement savings? AWealth offers RRSP for your investment assets and holding savings. Registered Retirement Savings Plan (RRSP) have many advantages when it comes to taxes as long as they fall within the guidelines of the Canadian Income Tax Act. Bonds, mutual funds, segregated funds income trusts, and savings account are all approved assets in RRSPs. RRSP rules will determine the max contributions, allowable assets, and converting RRSP to RRIF at age 71.

*Mutual funds provided by Carte Wealth Management Inc. **Life Insurance products & services provided by Carte Financial Services Inc. and Kabis & Associates Inc.

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BENEFITS OF RRSP

Tax Deferred Investments

Tax-deferred investments as long as they remain within the plan.

Cash And Other Investments

Only your registered plan you may hold cash, bonds, mutual funds, and other types on investments.

Tax Deductible

Contributions made to a RRSP are tax-deductible. With the federal government’s Home Buyers’ Plan, you can use up to $27,830 from your RRSPs to use as a down payment on a home. In order to qualify for the Home Buyers’ Plan, the RRSP funds you are using must be on deposit for at least 90 days and provide a signed agreement to buy or build a qualifying home.

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TYPES OF SEGREGATED FUNDS:

AWealth has an extensive and trustworthy network of financial partners in Canada to meet your investment, insurance, and mortgage needs.

AWEALTH RRSP GUARANTEED INVESTMENT

A guaranteed investment is a fantastic asset. Guaranteed investment gives you the growth of a GIC as well as the tax benefits that come with RRSPs.

You will get one of the best interest rates on the marketing and without any fees or service charges.

AWEALTH RRSP SEG FUND PORTFOLIO – CREDITOR PROTECTION OR GUARANTEES ON DEATH OR END OF TERM

A segregated fund or a set fund is a mutual fund with insurance guarantees. Seg funds are a valuable planning tool. They also have something to offer business owners who want to protect investment assets from creditors.

AWEALTH RRSP CUSTOMIZED SEGREGATED FUND PORTFOLIO

RRSPs are great if you are looking for a big opportunity to save for retirement. Public pension plans like Canada Pension Plan and Old Age Security provide a maximum of $20,000 to anyone 65 and up. You can contribute up to 18% of your income to a max of $35,000 from the tax year of 2019.

Investments in a RRSP are tax-deductible so you don’t have to pay the tax immediately. You will only have to pay the taxes when you withdraw money from the plan.

CLIENT TESTIMONIALS

We have a large number positive 5 star client reviews

Bryan Gilbert

2022-05-04

Worked with Andrei Tasevski, to get my first mortgage. He is incredibly knowledgeable and taught me a lot. He explained everything about the mortgage process and helped make me feel confident. I would highly recommend Andrei for anyone looking for a mortgage. Bryan

Jay Bhagatwala

2022-01-24

Andrei (Carte Financial Services Inc.) helped me a lot in transferring my existing mortgage to different lender. He provided amazing rates for the same. He is honest, timely and reliable , knowledgeable person. I would highly recommend Andrei for mortgage, RRSP, MFs, TFSA and other financial investments. Thanks Andrei for everything.

Mandeep Singh Ahluwalia

2022-01-23

Andrei from Awealth has helped me and my family with our financial needs. Andrei has constructed an investment portfolio for our TDSA and RRSP accounts that is outperforming the benchmark. Also, Andrei has set up a risk management plan that has our family fully protected from unforeseen events. Andrei is trustworthy, knowledgeable, patient and most of all a human who cares for other humans. I highly recommend Andrei as a trusted Financial Advisor.

Prashant Warrier

2022-01-22

I have been working with Andrei to help me with my financial planning. We have been working together for over a year and what I really like about him is his ability to explain the pros and cons of the investment, looking at the overall picture in terms of his clients financial position, goals,.risk appetite and charting out a roadmap to achieve the financial goals. Look forward to a working with him closely to achieve financial goals in the coming years! Thank you Andrei for all your help.

trudel dorcine

2021-10-21

Andrei from Awealth has been my Financial Advisor for over 7 years I was working with the banks before but Andrei's knowledge and understanding of my needs is way beyond anything else I had experienced before. Portfolio is rock solid, returns are over delivering year of year and I have a written financial plan, again something that the bank never offered me. I strongly reccomed you to connect with Andrei.

Rose Lefebvre

2021-07-21

My fiancé and I remortgaged our home. I can’t begin to explain what a help Andrei is not only did he find us the best rate but he was able answer any question we had. Very flexible with time (my fiancé and I work odd hours) and very knowledgeable. This was the best choice we made. He’s very friendly and got things rolling pretty quickly. I’d recommend him to anyone and everyone. It’s honestly the most stress free decision you’ll ever make.

Marvin Torreno

2021-02-04

I’ve been investing with Andrei and AWealth for many years. I have 3 children and he setup RESP investments for all 3. He was very helpful and explained the process entirely. I also had my RRSP investments scattered with many banks. Andrei helped me consolidate all of my RRSP investments. On top of that, I am seeing much greater growth now that he is managing my investments (versus what I was getting at the bank). I highly recommend Andrei and AWealth!!

Kavita koundinya

2021-01-04

Andrei recently helped me and my husband refinance our mortgage and is professional, easy to work with and incredibly patient! The whole process was smooth and needless to say we will be coming back to him for any future financial services. Thanks, Andrei and we wish you continued success!

Hillditch D'Souza

2021-01-04

Andrei’s integrity and strong financial planing acumen is helping guide our vision towards our goal in a balanced and pragmatic way.

Damien Northmore

2020-08-05

referred to me by a dear colleague, Andrei has been an excellent financial advisor! Andrei helped me and my family create a financial plan that includes managing my RRSP, TFSA and Non Registered accounts. ( also points for taking full advantage of an Investment Loan program that I didn't know exist) Also he helped set up an amazing RESP provider that bonuses my child's education fund by 15% each year. Not to mention that he was able to provide better life insurance coverage compared to my previous policies. In terms of cash, I've seen some great returns too. He's a great guy and very responsive and happy to answer any questions I have. Highly recommend!